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1. The Holiday Effect on Our Economy, Real Estate, and Mortgages 2. Nordstrom, the Retail Leader of Customer Service 3. Conserving Water for Everyone 4. The Year of Mortgage Industry Losses 5. "Remember to"Check Your Insulation 6. Seminars still being scheduled 7. Where Does the Blame End Up? 8. January "Things to Do" 10. The Snowscape of America 11. "Economic Doom is Near" Comic
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