For home buyers and investors with shaky credit an additional risky mortgage is not going to help now or in the near future. Getting one may help you reach your goal of owning a home or buying an investment property, but it won't help you with the issues that led to your credit problems in the first place. These issues will most likely grow and worsen as time goes on and your financial responsibilities increase.

This is why we want to first and foremost help you figure out and solve your credit problems -- to put this particularly significant worry behind you. It is then, and only then that we begin the process of working with you to find the perfect mortgage and the perfect home and investment.

Every person has their own financial strengths and weaknesses, so it is that much more essential that we first understand you as a person -- your spending habits, your financial goals, and so on. We know that this part of your life is probably very personal and private to you. We are here to help you but only at your pace and only when you are comfortable with the process. To give you an idea of how we first begin the process of improving your credit score here are some of the first and few basic steps :

1. We'll meet and discuss your credit and your financial situation
2. We will perform a credit analysis to identify your financial weaknesses and areas in need of improvement while making sure you understand the positives of your credit so we can continue expanding on those advantages
3. Determine a monthly budget together, if you are comfortable doing so
4. Create a strategy to improve your credit while mentally and emotionally preparing you to become a property owner
5. Monthly check-ins to act as your support system and for guidance purposes

Keep in mind that we are always readily available for you via email and phone if you have any questions or concerns during the process.

Contact Us Today to Begin the First Day of Regaining Your Financial Independence
We look forward to being given the opportunity to work with you to achieve what you deserve -- a home, an investment, a dream of success and financial independence. Contact us today to set up a complimentary consultation to begin your experience.

Freqeuntly Asked Question: How Much Do You Charge for This Service?
Ultimately we want to help our clients buy the home of their dreams, but credit repait oftentimes is the first step. We charge $250 for the basic credit repair process, which is refunded to you with your mortgage with Simpluxe.

Helpful Articles:
Here are some of our most popular articles about credit -- what affects your score, what you can do to repair your credit history. There are more articles that may be of interest to you regarding foreclosures, mortgages, and the like, available in our Library :

Fact vs. Fiction of Credit
What Affects Your Credit Score
Top Suggestions to Avoid Identity Theft
The Correlation Between Credit and Divorce

Take Advantage of our Useful Tools:
Our tools were created with you in mind, in hopes of helping you gain a better idea of all there is to know about mortgages. Explore and use our Library, our Dictionary, and our Financial Calculators. Learn about our trusted network of Realtors or see what small businesses we're cheering on this month. Get to know us a little better and what we have to offer with our client and Realtor Testimonials and even our monthly E-Newsletter archive.