Credit Solutions

...a risky mortgage is not going to help you now or in the future. It may help you reach the goal of owning your home now, but it won't help you with the issues that led to your credit problems in the first place. These issues will most likely expand and worsen as time gets you more involved with increasing financial responsibilities. This is why at Simpluxe, we want to help you figure out and solve your credit problems first before finding you the perfect mortgage for your home or real estate investment.

Every individual has their own financial strengths and weaknesses, so it is essential that we first understand you as a person--your spending habits, your financial goals, and so on. We know that this is a very personal part of your life and we are here to help you strengthen and improve this part of your life comfortably and your pace. To begin the process, here is a basic breakdown:

1. Meet to discuss credit and/or financial situation
2. We perform a credit analysis to identify weaknesses and areas for improvement
3. Determine monthly budget together
4. Create a strategy to improve your credit and prepare you for homeownership
4. Monthly check-ins to act as your support and for guidance

Contact us today to start your credit solution experience. We look forward to hearing from you and being given the opportunity to work with you in the near future.

Read up on some of our helpful home buying articles. More articles are available to you in our Library including the following articles:

Choosing the Right Realtor For You
Reasons to Get Prequalified First
Buying a House in a Buyer's Market
Fact vs. Fiction of Credit
Choosing the Best Loan for You

Use our resources and tools to help you gain a better understanding of all the possibilities our mortgages can provide you:

Informational articles in our Library
Terms & definitions in our Glossary
News and tips in our Archive
Payments with our Calculators
Ask questions to our Mortgage Lady