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loan process
An understanding of the loan
process is essential in knowing
what to expect while obtaining
your mortgage and waiting for
the day to get your keys.


Loan Process

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  Tools & More : Loan Process

organize your documentsget pre-qualified shop & apply for a loanloan approvalclose your loan
Click on a step to read more about the step and read a more detailed explanation

Every person's situation is unique and different. Similarly each mortgage has its own requirements and schedule. The basic breakdown on this page of the loan process acts as a general explanation and guideline of the entire experience. Depending on your needs we can shorten or extend the length of time from the beginning to the end of the process. If you need a more in depth explanation of the steps or of your particular situation, please feel free to contact us at any time!

If you want to read a more in-depth explanation of each step, please click the icons above. As a quick summary of the steps :

  1. Organize and Prepare your documents
  2. Get Prequalified or Qualified with us
  3. We Shop your loan so that you can choose from your options.
    We then apply for your loan directly with our wholesale lender.
  4. Receive loan approval and satisfy all conditions requested.
    Soon thereafter we sign loan documents.
  5. Close loan and become new property owners!

Take Advantage of our Useful Tools:
Our tools were created with you in mind -- in hopes of helping you gain a better idea of all there is to know about mortgages. Explore and use our Library, our Dictionary, and our Financial Calculators. Learn about our trusted network of Realtors or see what small businesses we're cheering on this month. Get to know us a little better and what we have to offer with our client and Realtor Testimonials and even our monthly E-Newsletter archive.

 
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